Do I need insurance to get an MC number?
You can apply for an MC number without insurance, but it won’t go active until your insurer files proof. See the deadlines, limits and filings.
Built around your business
Insurance for everything
you’re building.
Small business insurance quotes from several insurers, compared for you by a licensed agent.
Business on the road? Explore commercial autoCoverage for your business
Insurance for the work you do.
New authorities & owner-operatorsTrucking insurance
Primary liability, cargo and physical damage for your own authority or small fleet.
Explore For the tradesContractor insuranceLiability, workers’ comp, work trucks and tools for contractors and builders.
Explore Business vehiclesCommercial autoCars, vans and delivery vehicles your business owns, rents or uses for work.
Explore Business propertyCommercial floodClose the flood gap most business property policies leave open.
ExploreInsurance by industry
Coverage for your kind of business.
Trucking and transportation
- Box trucksCommercial auto: About $909 a month
- Car haulersCommercial auto: About $787 a month
- Dump trucksCommercial auto: About $987 a month
- Flatbed truckingCommercial auto: About $816 a month
- Freight brokersBMC-84 surety bond: $750–$9,000 a year
- Hotshot truckingCommercial auto: About $896 a month
- Last-mile and courier deliveryCommercial auto, couriers: About $236 a month
Coverage
Know what you’re buying.
- Commercial auto
- Trucking
- Commercial flood
- Business owner’s policy (BOP)
- Commercial property
- Commercial umbrella and excess liability
- Cyber liability
- Directors and officers (D&O)
- Employment practices liability (EPLI)
- General liability
- Hired and non-owned auto (HNOA)
- Inland marine (tools and equipment)
- Liquor liability
- Motor truck cargo
- Non-trucking and bobtail liability
- Occupational accident insurance for owner-operators
- Professional liability (E&O)
- Truck physical damage
- Workers’ compensation
Provider reviews
Compare the companies, not just the price.
ThimbleLicensed insurance agency (producer) selling online, in an app and by phoneState Farm business insuranceMutual insurance group; State Farm Mutual Automobile Insurance Company is the parentbiBERKBerkshire Hathaway’s direct online small business insurer, founded in 2015Cover WhaleCommercial trucking managing general agent (MGA), not an insurance companyGEICO Commercial AutoCommercial auto and truck insurance from GEICO, a Berkshire Hathaway subsidiaryHiscoxUS small business arm of Hiscox Group, a specialist insurer listed in London and based in BermudaNEXT Insurance vs ThimbleSide-by-side comparisonNEXT vs HiscoxSide-by-side comparison
From the blog
Insurance, explained.
Texas intrastate trucking insurance requirements
Texas intrastate carriers need a TxDMV number and at least $500,000 in liability for heavy trucks. See every limit, filing, fee and lapse rule.
What is a waiver of subrogation and do I need one?
What a waiver of subrogation means, when a contract requires one, which policies carry it, what it costs and how to add it to your insurance.